Job openings for underwriter in bangalore mumbai pune chennai

Live Underwriter (Full Time)

Bangalore, Mumbai, Pune, Chennai, Hyderabad


Job Roles and Responsibilities:

• Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
• Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios.
• Review Initial application - Verify loan, property, borrowers’ information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections.
• Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital.
• Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
• Sign off conditions in a timely manner set by management.
• Work with staff and management to find solutions on escalated loans.
• May be requested to make recommendations for improving Internal Audit’s policies and practices.
• Manage loans by using all functions of Encompass.
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments.
• Other duties as assigned.

Qualification & Experience:
• Degree or Equivalent
• Recent 2+ years of experience in Live Underwriting.
• Minimum 4 years of experience in conventional/govt end to end underwriting.
• Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)
• US Mortgage Process (Only Night Shifts)

Experience 4 - 10 Years
Salary 6 Lac To 15 Lac P.A.
Industry Accounting / Auditing / Taxation
Qualification Other Bachelor Degree, B.A, B.C.A, B.B.A, B.Com, Post Graduate Diploma, M.A, M.C.A, M.B.A/PGDM, M.Com
Key Skills Underwriting Underwriting Executive Underwriting Manager Real Time Analyst Insurance Underwriting

About Company

Company Name

Gomoder

About Company Gomoder was founded in December 2020, with the mission to positively impact the financial health of companies in need by powering their in-house processes using top talent, workflow best practices, and progressive technology. We are a tech forward outsourcing company specializing in supporting the US mortgage, insurance, and banking industries. Gomoder offers end-to-end or component-based outsourcing. We can do everything from managing one-off projects to becoming an extension of your customer service or operations team
Contact Person Miss Suchitra Sahu
Mobile 7788005256
Email ID hr@preranahr.in




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