Job openings for micro loan officer in darbhanga gopalganj madhubani

Micro Loan Officer

Darbhanga, Gopalganj, Madhubani, Muzaffarpur, Sitamarhi, Siwan, East Champaran, , Chakia, Motihari, RaxaulBazar, Bettiah

Duties and responsibilities:
1. Starting business in a new village
Village identification within the radius
Feasibility study of the village based on demographics, activities and financial needs of the customers
Assist the MC-IC in making the village approval
2. Sourcing of business
Identification of customers and forming of Joint Liability Groups
Filling up of the application form
Verification of the residence and business of the customer
3. KYC verification
Pre-disbursement training
Visiting potential customers in order to develop business
4. Disbursements
Collection of KYC documents
Assisting the MC-IC for disbursement activity completion
Loan documentation
5. Collection of current dues
Collect the collection sheets and stickers from MC-IC
Group-wise collection as per scheduled time by following the process
Deposit of collection money
MERC entry
6. Collection of over dues
Follow up with the customers with updated data report of assigned portfolio
Collection of money as per process
Depositing the money in bank
MERC entry
Assist the MC-IC in initiating action against the defaulters

Experience 0 - 2 Years
Salary 1 Lac 25 Thousand To 1 Lac 75 Thousand P.A.
Industry Financial Services / Banking, Investments / Insurance / Stock Market / Loan
Qualification Other Bachelor Degree, MD/Medicine Doctor
Key Skills Sales Associate Sales management

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